North Carolina — Chowan County

Chowan County is one of 18 counties covered by NCIUA's Strengthen Your Coastal Roof — but only if you're already an NCIUA policyholder.

$6K max grant, Coastal Roof tier
18 counties covered under this tier
NCIUA only not open to the general public
Status, in one line This program's status is genuinely unclear right now — one tracker reported it closed with no new round announced as of mid-2026, while a later check found NCIUA still posting no closure notice and still accepting applications. Confirm directly before assuming either way.

What's actually available in Chowan County

Chowan County — covering Edenton and the Albemarle Sound — is one of 18 counties covered by NCIUA's Strengthen Your Coastal Roof program, which pays up to $6,000 toward a FORTIFIED Roof upgrade. This is separate from and smaller than the original Strengthen Your Roof program (up to $10,000), which is limited to rating territories 110 and 120 — the Outer Banks and Barrier Islands specifically, not Chowan County.

Who actually qualifies here

If you're a Chowan County homeowner with standard-market insurance rather than NCIUA coverage, this program does not apply to you — check whether your insurer's standard homeowners policy offers its own wind-mitigation credits instead.

How to check eligibility

Sources

Last reviewed: August 28, 2026